Has worrying about pricing been an issue regarding your vacation plans? Having an RV can come with major expenses, including warranties.
What are the odds that you damage something inside or outside your RV shortly after purchasing it, though? Even if you’re a safe and responsible driver, various things can go wrong on travel trailers.
This article will list why it’s imperative to consider buying an extended RV warranty.
Table of Contents
Key Factors that Determine Pricing
Type of RV
Regarding RV extended warranties, the most significant factor is your RV type.
Class A motorhomes, the largest and most expensive RVs, are also the most costly to insure. This is primarily because they have a coach with appliances and all the mechanical components of an automobile.
For example, they often have two separate air conditioners—one in the dashboard for use while driving and at least one for the coach. A mechanic charges a lot of money to repair engine, transmission, and drivetrain breakdowns.
Class B and Class C RVs have similar pricing structures, and they’re less expensive than Class As but more expensive than travel trailers or pop-ups. This is mainly because they have more features and appliances than smaller RVs and are thus more susceptible to breakdowns.
Look for a policy that’s specific to your type of RV. Policies for Class As will be more expensive than those for travel trailers, for example. But choosing the right policy can save you a lot of money in the long run.
Coverage Level
When considering an RV extended warranty, the level of coverage is another essential factor. Coverage levels can be divided into comprehensive, limited, and no coverage.
Comprehensive coverage is the most extensive option and includes repairs for most items on the RV. Limited coverage typically only covers a specific list of components, such as the engine or transmission. No coverage means that the RV owner is responsible for all costs associated with any repairs that need to be made.
The right coverage level for you will depend on your personal preferences regarding your RV
Make and Model
A critical factor for your RV extended warranty is the “make and model” of the RV. This is because the price of service contracts can vary significantly depending on the features and quality of the RV.
More expensive models usually have more features and higher-quality components, increasing repair costs. As a result, service contracts for top-of-the-line RV models generally cost more than basic models.
Some RV manufacturers also design their vehicles with technicians in mind, making it cheaper to replace mechanical components or more accessible for the repair facility to complete the work. This may affect the price for coverage with some extended warranty providers.
Coverage Length
The length of coverage is another variable in determining the warranty cost. The longer the warranty period, the lower the annual rates will be. This is because the longer the RV operates, the more likely it is to need significant repairs.
Most new RVs come with a limited manufacturer’s warranty. A warranty salesperson can offer a rate that provides a considerable discount compared to a plan purchased when the unit is a few years old. Often, a more extended plan on a new team is the same price or even cheaper than a shorter plan on an older model.
However, it’s important to remember that many manufacturer warranties cover different items for different lengths of time. For example, a warranty might cover the engine for five years but only the electrical system for one year. So, read the terms and conditions carefully before signing up for any extended warranty plan.
The Location that You Purchased it From
Where you buy is just as important as what you buy. Dealer-sold warranties are almost always more expensive than those purchased from a warranty company. This is because dealers make more money from the sale of warranties than from the RVs themselves.
That doesn’t mean that dealer-sold warranties are bad deals, though. Many offer the same coverage as policies sold by warranty companies, and the main difference is that dealer-sold warranties are usually more expensive.
If you’re shopping for an RV extended warranty, comparing the cost and coverage of policies from different sources is essential. Be sure to ask the dealer about their policies’ details and read the fine print before signing anything.
Commercial or Full-Time Use
Some providers often charge an additional fee for those who operate their RVs full-time or commercially. This is because constant use exposes the RV to wear and tear, increasing the likelihood of significant failures. Here are OutdoorWarranty, we don’t charge any kind of markup for Fulltime RVrs.
However, as many full-timers can attest, a warranty can bring profound peace of mind to those living the RV life. Full-time warranty add-ons often give extra protection to the RV—some warranty companies liken it to a homeowners insurance policy. Keep in mind, though, that insurance covers damage from accidents and nature, while warranties cover mechanical breakdown from regular use.
So, if you’re a full-timer or operate your RV commercially, ask your provider about their policies for extended warranties. You may pay a little more, but the peace of mind could be well worth it.
Top 5 Reasons to Purchase an Extended RV Warranty
When it comes to owning an RV, one of the best investments you can make is a good quality RV extended warranty. Here are the top 5 reasons why you should buy one:
1. Peace of mind
When you buy an RV extended warranty, you can rest assured that you’re covered in any mechanical failures or accidents. This gives you peace of mind while on the road, knowing that you’re not going to have to pay for costly repairs out of your pocket.
2. Better resale value
An RV with an extended warranty will often sell for more than an RV without one. This is because buyers know that the contract will cover any potential problems that may arise during their vehicle ownership.
3. Reduced wear and tear
An RV extended warranty can also help reduce wear and tear on your vehicle. This is because many warranties include coverage for fluid changes and tune-ups, which can help keep your RV running in top condition.
4. Increased safety
An RV extended warranty can also help increase the safety of your vehicle. Many contracts include coverage for brakes and tires, which can be critical in a breakdown or accident.
5. Greater convenience
Finally, an RV extended warranty can provide greater comfort for you as an RV owner. Many warranties include 24/7 roadside assistance, meaning you can get help whenever and wherever you need it.
What Should Good RV Extended Warranties Include?
Consumers have a lot of choices when it comes to Extended warranties for RVs. So, what should you look for when choosing an extended warranty provider?
The most important thing is that the policy be clear and concise, and it should spell out precisely what is and is not covered, so there are no surprises down the road. The company should also be known for good customer service and support, making it easy to get in touch if any problems arise.
It’s also essential to check out the policy’s reputation with RV forums, consumer advocacy groups, and RV community pillars. The warranty company should be one that’s been around for a while, too, at least a decade or more. That way, you know it’s a reputable company that will be around to honor its policies.
An extended warranty can be an asset, not a liability, and it should increase your overall satisfaction with your RV purchase, not decrease it. So, before buying an RV, research your options and choose the best RV extended warranty for you.
Does my Rig Qualify for RV Extended Warranty Coverage?
One option for RV protection is an extended warranty from Wholesale Warranties.
Wholesale Warranties offer protection for both new and pre-owned RVs. The coverage lasts five years or 60,000 miles for motorhomes, whichever comes first. The coverage lasts three years or 36,000 miles for towable RVs, whichever comes first.
What are the 10 Most Common RV Damages?
1. The HVAC
HVAC systems are common objects that can get damaged on RVs. Often, the problem is simple, like a clogged air filter reducing the cooling system’s effectiveness. However, more severe issues can also occur with an HVAC system, like a broken thermostat. Diagnosing and fixing the issue as soon as possible is essential if you are experiencing any problems with your RV’s HVAC system.
2. The Refrigerator
The refrigerator is one of the most common objects that tend to get damaged in RVs. There are a few reasons why this is the case. First, improper fluid circulation through the cooling unit is the primary cause of a refrigerator losing its cooling capacity. This happens when sediment accumulates at the bottom of the cooling unit, hampers ammonia circulation, and prevents the fridge from staying cool. Another reason refrigerators get damaged in RVs is that they often sit unused for long periods. When this happens, the ammonia liquid creates sediment that settles down to the bottom of the cooling unit. This sedimented liquid hampers the cooling capacity of the refrigerator by preventing the ammonia from circulating correctly.
3. The Battery RVers
must know that a battery is a common object that can easily damage their vehicle. If you’re not careful to charge your battery every 7-10 days, it can start to fail. This is often because the battery isn’t getting a full charge, which can cause it to wear down over time. If your battery fails, you might also experience problems with your lights, outlets, or motor. It’s also important to keep an eye on the fluid levels in your battery. If they get too low, it can cause the battery to fail. Also, ensure that you connect your battery cables correctly and at the correct time. If they’re not connected properly or for long enough, it can lead to damage and eventual failure of the battery.
4. Window and Roof Leaks
Leaks are common on RVs and can cause much damage if not fixed immediately. Windows and roofs are the most common areas for leaks, and they can be difficult to fix if you don’t know what you’re doing. Windows and roofs are generally the most susceptible to damage because they are directly exposed to the elements. Sun, rain, snow, and wind can all take their toll on windows and roofs, making them more likely to leak. Low-hanging branches can also cause damage to roofs, while extreme temperatures can cause seals to crack and windows to fog up. Not only is water damage unsightly and expensive to repair, but it can also be dangerous. Water can short-circuit electronics, corrode metal fixtures, and cause mold growth.
5. Tire Blowout
A tire blowout is a common object that gets damaged on RVs for a few reasons: the RV’s weight, the RV’s size, and the type of roads typically driven on. When an RV driver is on a poorly kept and bumpy road, the combination of those factors can lead to a tire blowout. Uneven pressure, unattended puncture, and abnormal inflation in the tire are all possible causes of a tire blowout. Road debris is also a common cause of damage to tires, so it’s important always to check your tires and be aware of your surroundings. If you’re driving an RV, it’s essential to take precautions to avoid damaging your tires and causing a blowout.
6. Burst Water Lines
A burst water line is a common occurrence on RVs, as the pipes are often located in unheated areas of the vehicle. This can cause the lines to freeze and split, leading to a leak. There are a few ways to fix a burst water line. If the damage is minor, it may be possible to clamp the pipe shut simply. If the damage is more extensive, it may be necessary to replace the entire line. Remember that fixing a water line can be quick or fiddly, depending on the damage. Yet, unless components need replacing, it should be a relatively cheap fix.
7. The Toilet RVs
are a popular way to travel, and for a good reason—they offer many amenities and features that make road-tripping more comfortable. However, one common issue that RV owners face is toilet malfunctions. This problem can be caused by several things but is often the result of wear and tear after years of use. The problem can be identified when the water keeps running from the toilet bowl, doesn’t stay in it, or when the water valve is not closing completely. Anyone can do nothing to avoid this problem, as it is bound to happen after years of use.
8. Slide-Out Malfunctions
A slide-out is a common object that gets damaged on RVs, and it is inevitable due to the moving parts and the vehicle’s bouncing, swaying, and rocking. If the slide-out arms are not well-oiled, you are bound to face sticky situations in the first place. Sometimes faulty wiring or a weak battery can also cause an electrical slide-out not to work. At times, there is an electrical issue or insufficient power to get the slide-out to go because of a blown a fuse or wiring issues. So what do you do if your slide-out stops working? Check the fuse box and ensure that all fuses are in good condition. If they are, then you may have a wiring problem. Have a qualified RV technician look at it to determine where the problem is and how it can be fixed. In some cases, it may be necessary to replace the entire system. If your slide-out is not working for some other reason, please consult your RV manual to troubleshoot the problem.
9. Breaking Issues
Brake systems are one of the most commonly damaged objects on RVs because they are subjected to great stress from the vehicle’s weight. Poorly calibrated rotors, excessive brake shoe wear, and master cylinder problems are just a few of the issues that can leave drivers with a dysfunctional braking system. It is vital to maintain and test your breaks regularly to avoid this. This means checking the calibration of the rotors, replacing brake shoes when necessary, and keeping the master cylinder in good condition. By doing so, you can help ensure that your RV can stop safely when needed.
10. Carbon Monoxide
Poisoning When you think about motorhomes and recreational vehicles, carbon monoxide poisoning is not the first thing that comes to mind. However, this problem is more common than you might think. Carbon monoxide can leak into your RV for various reasons, but it often happens when something else on the vehicle is broken. For example, carbon monoxide can leak into the vehicle if your RV’s exhaust system isn’t working. Or if one of the vents is clogged, that can also allow carbon monoxide to build up inside. And even a tiny hole in the gas tank can cause problems. Carbon monoxide poisoning can cause headaches, nausea, dizziness, and even death. If you start to feel any of these symptoms, get out of the RV and call for help.